**Incoming Transmission**
Comm ID: Owen Hamlin, Phoenix Research Vessel
To Whom it May Concern;
After intense planning for the first expedition of the new year, The Phoenix was un-mooring from Newark
Station, after loading up on the various scientific supplies required for the expedition to Cortez to document
the changing planetary features on the various moons of the Gas Giant. However, due to certain unforeseen
consequences, This expedition has been delayed due to un-forseen occurrences, in the shape of Universal
Shipping Incorporated Vessels intentionally ramming the Phoenix and damaging various of the delicate
scanning systems that where recently installed during a overhaul of the vessel to make the ship more
effective during long term research missions.
At 21:03:43 Sirian standard time the Phoenix undocked from Newark, to begin the mission to Coronado. At 1:04:53 a Universal
Shipping Incorporate ship named [*USI*]Chicago[S] flew by the Phoenix at high speed, 2 meters from the
front of the ship. The Science team (who is quite skittish) jumped and damaged one of the orbital drones
that was being function tested in Lab 2, which was planned to be deployed to the Gas Giant Salina to get a
accurate breakdown of the planets atmosphere. I got on comms and requested to know the reason why the
Chicago passed at such high speeds at such a close proximity to the Phoenix, be it when Manhattans orbital
traffic was so low. The Captain of the [*USI*]Chicago[S] was extremely rude, and then proceeded to
intentionally ram the Phoenix, causing a major structural fault which damaged the main scanner dish. The
captain of said ship even proceeded to say "You Deserved that" which is in my eyes a highly risky thing to
do, both for the safety of the passing ships and the safety of the crew on-board both the Chicago And the
Phoenix. The USI ships formed a perimeter around the Phoenix, and threatened to destroy the ship, even
after I had told them that the Phoenix is allowed to be in Liberty, as everyone on-board is a Libertonian
Citizen. These violent acts upon another Libertonian Citizen constitutes Assault, and they continued to insult
me and the members of the crew, as we proceeded to dock after a LSF officer stopped the Phoenix and
requested to search the LSF database for the Phoenix's clearance, which existed. At which point, the LSF
allowed the Phoenix to continue, which meant back to dock for un-forseen repairs. A full Transcript of
events has been included below, with the highlighted portions indicating the more important parts.
As a freelance Researcher that does work for the civilian population of liberty, we do not get much in the
form of money, just donations and grants. I fear that the repairs required to successfully repair the Phoenix
and replace the main sensor array is to much for our operating budget to allow, and as such I see no way
to continue our operations without a lawsuit against Universal Shipping Incorporated to pay for damages. As
such, with the release of information to the public about a Cruiser manned by libertonian Citizens but which
not originated from Liberty may be to much for the public to understand, much less the fact that a LSF
officer was on board may damage our relations with the houses, as they may think that we are nothing
more than a ship that spies on the other Houses. A suggested course of actions is requested.
Quote:[10.01.2012 21:02:58] Initialising
[10.01.2012 21:02:59] Options:
[10.01.2012 21:02:59] -logchat on
[10.01.2012 21:02:59] -logtime on
[10.01.2012 21:02:59] -localtime on
[10.01.2012 21:02:59] -logappend on
[10.01.2012 21:02:59] Screen size is 1440x900
[10.01.2012 21:03:01] Freelancer Started
[10.01.2012 21:03:32] Welcome to Discovery Freelancer 24/7 RP server!
[10.01.2012 21:03:32] Type /help for more information
[10.01.2012 21:03:32] Server administrators are: Cannon, Dieter, Doc Holliday, FellowHoodlum, Gheis, Igiss, JihadJoe, KingVaillant, Laowai, Majkp and Zelot
[10.01.2012 21:03:32] The Angels are here to answer your questions and direct players to official factions that may interest them.
[10.01.2012 21:03:32] Type /showrestarts to see available starting ships. Type /help to see other commands.
[10.01.2012 21:03:43] Warning: incompatible technology detected, reducing power plant output to 67% to compensate
[10.01.2012 21:03:58] Death: MVG-Tempest was killed by La.Sensual (Gun)
[10.01.2012 21:04:05] Traffic control alert: [LN]-Jack.Will. has requested to dock
[10.01.2012 21:04:13] Death: ECG|Capt-synts1 was killed by Golden.Eagle (Mine)
[10.01.2012 21:04:14] Traffic control alert: [*USI*]Yorktown[M] has requested to dock
[10.01.2012 21:04:32] Death: Sandro was killed by George_Hammond (Gun)
[10.01.2012 21:04:42] CONSOLE: Possible cheating detected: Very.Fine.Hat
[10.01.2012 21:04:53] The.Phoenix: Chicago...
[10.01.2012 21:04:55] Traffic control alert: [*USI*]Chicago[S] has requested to dock
[10.01.2012 21:05:36] The.Phoenix: Hamlin: Will someone mind explaining why a shipping vessel would be so bold to buzz the Phoenix? It may be crowded space,
[10.01.2012 21:05:56] The.Phoenix: But I think it would be more that possible to not nearly ram other peoples ships.
[10.01.2012 21:05:59] [*USI*]Chicago[S]: What did you want, Phoenix.
[10.01.2012 21:06:15] Ageira|Razorback: *Tips hat, wanders off*
[10.01.2012 21:06:19] Death: Aidon was killed by an NPC
[10.01.2012 21:06:20] Nicki.Minaj: Planning on keeping those prisoners, Chicago?
[10.01.2012 21:06:31] [*USI*]Chicago[S]: Well, I just want the female.
[10.01.2012 21:06:35] [*USI*]Chicago[S]: You can have the rest.
[10.01.2012 21:06:36] The.Phoenix: For you to not cruise by the ship at high speeds while there are quite the few scientists trying to work on delicate
[10.01.2012 21:06:38] Nicki.Minaj: Heh...
[10.01.2012 21:06:39] The.Phoenix: Experiments. [10.01.2012 21:06:54] [*USI*]Chicago[S]: Phoenix, tell your ship to get in the weightroom or get out the way.
[10.01.2012 21:07:06] Nicki.Minaj: Thanke/
[10.01.2012 21:07:11] [*USI*]Chicago[S]: No problem.
[10.01.2012 21:07:16] [*USI*]Chicago[S]: They have information.
[10.01.2012 21:07:22] [*USI*]Chicago[S]: Make sure you get it out of them.
[10.01.2012 21:07:25] Nicki.Minaj: Oh my I bet they do.
[10.01.2012 21:07:27] [*USI*]Yorktown[M]: Hoban: Umm....Gruz, that thing's got a big gun on it.
[10.01.2012 21:07:30] Nicki.Minaj: You can count on that.
[10.01.2012 21:07:33] The.Phoenix: Excuse me? There is no excuse for essentially charging someone when there are sure to be other ways around it.
[10.01.2012 21:07:35] Death: Golden.Eagle was killed by Corsairs-Cruz_Benitez (Mine)
[10.01.2012 21:07:42] [*USI*]Chicago[S]: I didn't hit you did I?
[10.01.2012 21:07:49] Traffic control alert: The.Taniwha has requested to dock
[10.01.2012 21:07:56] The.Phoenix: From my chair it looked like about two inches.
[10.01.2012 21:08:03] The.Phoenix: and now you hit me.
[10.01.2012 21:08:11] Traffic control alert: Nicki.Minaj has requested to dock [10.01.2012 21:08:11] [*USI*]Chicago[S]: You deserved that one.
[10.01.2012 21:08:19] The.Phoenix: For a shipping company, you sure are reckless.
[10.01.2012 21:08:25] [*USI*]Chicago[S]: Only on weekdays.
[10.01.2012 21:08:30] [*USI*]Yorktown[M]: Hoban: Right you is....
[10.01.2012 21:08:37] Death: Fury|Revan was killed by an NPC
[10.01.2012 21:08:48] The.Phoenix: Im sure your insurance company will like to know about this when I file a court lawsuit.
[10.01.2012 21:09:02] Death: [M]-George.Lass killed himself (Missile/Torpedo)
[10.01.2012 21:09:05] [*USI*]Yorktown[M]: Hoban: Hehe....what insurance?
[10.01.2012 21:09:05] Don't use F1 or disconnect when interacting with other players.
[10.01.2012 21:09:14] [*USI*]Chicago[S]: We look forward to crumpling up that suit and tossing it in the garbage.
[10.01.2012 21:09:23] Death: Black-1 was killed by an NPC
[10.01.2012 21:09:24] The.Phoenix: There is no reason for you to pretty much attack another libertonian Citisens ship.
[10.01.2012 21:09:39] [*USI*]Chicago[S]: "Pretty Much" "Basically"
[10.01.2012 21:09:42] [*USI*]Chicago[S]: "Almost"
[10.01.2012 21:09:48] [*USI*]Chicago[S]: Spare us your false alarms.
[10.01.2012 21:09:54] The.Phoenix: I will see you in court.
[10.01.2012 21:09:54] [*USI*]Yorktown[M]: Hoban: Oh really? Another Liberty Citizen in an illegal vessel?
[10.01.2012 21:09:57] Eagleclaw_Scimitar: idiot's don't know what real rp is
[10.01.2012 21:09:59] [*USI*]Chicago[S]: *Yawns*
[10.01.2012 21:10:14] Traffic control alert: Tal's.Codename.Bazaar has requested to dock
[10.01.2012 21:10:15] The.Phoenix: *cough* Everyone onboard this ship is a libertonian Citicen. [10.01.2012 21:10:20] [*USI*]Chicago[S]: If you don't shat app, I'll unleash The Raven on you.
[10.01.2012 21:10:35] [*USI*]Yorktown[M]: Hoban: Last time I checked, us citizens couldn't own cruisers, much less fly them in Liberty space...
[10.01.2012 21:10:36] The.Phoenix: And for your information, one of the members of my crew is a LSF liaison officer.
[10.01.2012 21:10:51] Nicki.Minaj: A cruiser? Here?
[10.01.2012 21:10:52] The.Phoenix: Which is my only reason why I am here in this ship.
[10.01.2012 21:11:03] The.Phoenix: *sigh* yet another report for the Primary fleet.
[10.01.2012 21:11:08] [*USI*]Chicago[S]: And I'm the Queen of Bretonia! *Does the cliche Bretonia wave*
[10.01.2012 21:11:21] [*USI*]Yorktown[M]: Hoban: *facepalms* Now the LSf get's the picture....
[10.01.2012 21:11:26] The.Phoenix: Cute. I will be contacting the liberty navy now, thank you.
[10.01.2012 21:11:42] Nicki.Minaj: I don't know if they'll be happy about a Cruiser in our space either. [10.01.2012 21:11:46] [*USI*]Chicago[S]: We can help you "remove" this capital ship from Manhattan orbit if necessary, Captain Nicki.
[10.01.2012 21:11:53] The.Phoenix: They are. Because They authorized it.
[10.01.2012 21:11:58] [*USI*]Yorktown[M]: Hoban: Yeah, you might want to do that. Good luck though on getting clearance for that thing here...
[10.01.2012 21:12:04] Nicki.Minaj: Please don't cruise away when we're talking to you.
[10.01.2012 21:12:05] The.Phoenix: I already do.
[10.01.2012 21:12:08] [*USI*]Chicago[S]: The Raven stands by to assist.
[10.01.2012 21:12:24] [*USI*]Yorktown[M]: Hoban: Yeah, sic'em Raven.
[10.01.2012 21:12:29] Eagleclaw_Scimitar: you guys need to learn your roles [10.01.2012 21:12:31] Nicki.Minaj: We'll check your papers.
[10.01.2012 21:12:35] [*USI*]Raven[E]: Well it leaving so let it go
[10.01.2012 21:12:46] The.Phoenix: Agent, This ship has the authorization of the Liberty Navy AND Liberty Security force to be here.
[10.01.2012 21:13:01] Nicki.Minaj: Unfortunately I do not have the entire database of allowed ships on my little bomber here.
[10.01.2012 21:13:03] The.Phoenix: The LSF appointed a Liaison officer onboard this ship for fracks sake.
[10.01.2012 21:13:07] Death: Jesus.del.Bosque was killed by ECG|Capt-synts1 (Gun)
[10.01.2012 21:13:29] |*Max.Morse*||: Hey Raven how are ya?
[10.01.2012 21:13:30] The.Phoenix: so your assault on this ship, is a assault on a Security Force Officer, which I doubt she dissaproves of.
[10.01.2012 21:13:33] [*USI*]Yorktown[M]: Hoban: I don't see no "authorized" boats on the Neural Net, and I pay attention to big boats coming near our base. [10.01.2012 21:13:33] [*USI*]Chicago[S]: *Does the hand talking motion while rolling eyes*
[10.01.2012 21:13:40] [*USI*]Raven[E]: hello max
[10.01.2012 21:13:51] The.Phoenix: Maybe its not documented for obvious security risks.
[10.01.2012 21:13:52] LN-Mike.Hagen: ahoy USI
[10.01.2012 21:14:02] [*USI*]Yorktown[M]: Hoban: *tips hat* Greetings
[10.01.2012 21:14:05] [*USI*]Chicago[S]: Hail Captain Hagen. [10.01.2012 21:14:10] Nicki.Minaj: Rather shocking, but you're story checks out.
[10.01.2012 21:14:17] Nicki.Minaj: One of the few times.
[10.01.2012 21:14:20] The.Phoenix: Now think. If the navy was to say "hey, we allowed a cruiser permanent passage in liberty" then others would apply.
[10.01.2012 21:14:25] Nicki.Minaj: Do proceed with... whatever you're doing here.
[10.01.2012 21:14:39] [*USI*]Chicago[S]: Blocking the shipping traffic is what he's doing.
[10.01.2012 21:14:46] |*Max.Morse*||: Agreed!
[10.01.2012 21:14:49] [*USI*]Chicago[S]: Must be researching rage levels in transport pilots.
[10.01.2012 21:14:53] Eagleclaw_Scimitar: i hate ny these idiots don't know there own roles much less roleplay....
[10.01.2012 21:14:54] [*USI*]Yorktown[M]: Hoban: Holy what?! It checked out?! Fine, then stay 5k away from our base there Cruiser boy.
[10.01.2012 21:15:00] Nicki.Minaj: Although I'd implore you to not loiter in Manhattan space.
[10.01.2012 21:15:06] Death: Chaotic committed suicide
[10.01.2012 21:15:09] The.Phoenix: We were about to set out on a research mission when you decided to buzz the scientists.
[10.01.2012 21:15:22] [*USI*]Chicago[S]: Ok bye. Have fun!
[10.01.2012 21:15:22] [*USI*]Yorktown[M]: Hoban: Aww, poor skirts....
[10.01.2012 21:15:29] The.Phoenix: So. Now that I have to return to port for repairs, I might as well file that lawsuit.
[10.01.2012 21:15:35] Nicki.Minaj: Hmm?
[10.01.2012 21:15:46] The.Phoenix: As well as report your conduct to the Primary Fleet.
[10.01.2012 21:15:48] Nicki.Minaj: I merely cruise disrupted you.
[10.01.2012 21:15:52] [*USI*]Yorktown[M]: Hoban: Go right on ahead, I'll make sure it winds up in my spam box at the station.
[10.01.2012 21:15:55] The.Phoenix: Agent, not your fault.
[10.01.2012 21:15:59] Nicki.Minaj: Ah.
[10.01.2012 21:16:17] [*USI*]Yorktown[M]: Hoban: Dang blunder boats....
[10.01.2012 21:16:20] Death: Golden.Eagle was killed by Al"Martillo"Rodriguez (Gun)
[10.01.2012 21:16:27] The.Phoenix: Twas the Shipping vessels that decided to ram the Phoenix with intent to cause property damage.
[10.01.2012 21:16:35] CONSOLE: Possible cheating detected: Legion
[10.01.2012 21:16:36] [*USI*]Chicago[S]: I'll read it out loud at the next company happy hour for the laughs.
[10.01.2012 21:16:48] Nicki.Minaj: Hmm...
[10.01.2012 21:16:51] [*USI*]Yorktown[M]: Hoban: Sounds good to me Gruz. I can always use a laugh....
[10.01.2012 21:16:51] Traffic control alert: The.Phoenix has requested to dock
[10.01.2012 21:16:52] Auto-Buy(Nanobots): Bought 38 unit(s), cost: 7.600$
**Transmission Terminated**
Power does not corrupt. Fear corrupts... perhaps the fear of a loss of power.
COMM ID: [color=#99FFFF]Captain Rachel A. Baker TARGET ID:Owen Hamlin SUBJECT:USI Incident ENCRYPTION:Open PRIORITY:Medium
Mister Hamlin,
while it disturbs me deeply that a Corporate pilot employed by one of the largest corporations in Liberty would act in such a manner, given recent experiences, it does not surprise me. I was just called to an incident involving another research vessel, and surprisingly, a USI pilot. However that incident was resolved. This type of behavior should be investigated, however the organization to investigate such matters would be Liberty Police Incorporated, and not the Navy, as Criminal Investigation is not something we do, unless related to National Security matters. Anyway that is of course, mostly my opinion, I do not speak for High Command, but this incident report has been forwarded to them.
Again I'm sorry that this happened to you, had I been there I would have ensured that this incident was resolved in a different manner and that appropriate actions were taken to prevent the endangerment of innocent bystanders.
**Incoming Transmission**
Comm ID: Owen Hamlin, Phoenix Research Vessel
While the LPI would have been contacted should the incident have occurred on a different ship, I most certainly
would have sent the message to them, but because of the fragility of the situation and the class of ship
involved, I thought it would be prudent to contact the Navy/LSF, whom know and have records of the clearance
for the Phoenix to operate in liberty. If required, I can forward this to the LPI, I just thought it would be better
to send it first to the Navy/LSF.
Owen Hamlin
**Transmission Complete**
Power does not corrupt. Fear corrupts... perhaps the fear of a loss of power.
Forwarding to the LPI would be probably best from here, but whatever the case, this incident report HAS been passed on to the Admiralty of the Liberty Navy, and should I encounter anymore incidents like this, or should you continue to be assaulted for no reason, in my presence, I will take care of it personally, unless I'm ordered otherwise..but I don't see that happening. So in short, you shouldn't have anything to worry about.
<div align="right]Sender ID: LPI-D.Dusentrieb[S]
Sender Location: Planet Manhattan, New York System
Greetings Captain Hamlin,
I was surprised that a Corvo Class Cruiser has permanent clearance to be within Liberty space as this is contradictionary to Liberty Law section three paragraph V which explicitly mentions the Corvo Cruiser as not permitted.
Digging through the available documents I have found this transmission. Fortunately you have had included the data to your orginal request here.
The permission to fly throughout Liberty with your Corvo Cruiser without hindrance was given partially on these circumstances provided by you:
' Wrote:We would not Operate in Liberty, But we would use Norfolk Shipyard To Refit if necessary,
Plus My lab on Planet Denver would Provide useful as there is equipment there that is Not Able to be carried in Spacecraft due to the Power Requirements, which we do not have, as we have enough
Power-hungry Equipment, One among them being the Experimental Jumpdrive technology we have Installed for the Sol Expedition.
The permission to fly throughout Liberty didn't include the right to dock your ship anywhere you want. Especially the orbit of Planet Manhattan is of very sensitive nature regarding the presence of non house capital ships. Needless to say that USI has some limited rights to defend it's zone of influence around Trenton Outpost.
From my understanding, you have violated the generous permission given by the Republic of Liberty by reading the fly permission in your favor confusing it with a docking permission at all bases. I am not sure, whether this might have consequences for you as this is not my field of responsibility.
I would like to kindly ask you to refrain from docking at any other base than Norfolk Shipyard and Planet Denver in the future.
Back to the topic: The behaviour of the USI employees is not acceptable. Please forward the expenses related to the intentional ramming. USI will have to compensate you for it.
**Incoming Transmission**
Comm ID: Owen Hamlin, Phoenix Research Vessel
I was not the original negotiator when the original deal was made by the Late Andrew Shepard. I am not him.
During the re-negotiations due to the passing of Andrew Shepard, I was under the impression docking was
limited to other stations, which is why the Phoenix was docked at Newark Station, as the preparations for a
long term expedition to Coronado requires more than basic supplies. The Expedition had been set to depart
earlier, but because of Shipping delays and miss-marked packages the necessary equipment was stuck on
Newark. I thought there would be no harm in a quick stop-over to pick up the goods and do any more
preliminary tests on route, which where interrupted by the Shipping Vessels.
On the subject of the damage sustained to the Phoenix, the problem with using experimental equipment is that
you can't just order a new one and plug it in, like you would a toaster or shield. The Firm that built the new
antenna array was already near bankruptcy, and since the original fitting and manufacturing of the
experimental unit, they have sadly gone out of business. I will have to contact Agiera Technologies and Deep
Space Engineering to get a quote on the price for a suitable replacement for the Array that was damaged.
Owen Hamlin
**Transmission Complete**
Power does not corrupt. Fear corrupts... perhaps the fear of a loss of power.
<div align="right]Sender ID: LPI-D.Dusentrieb[S]
Sender Location: Planet Manhattan, New York System
Greetings again Captain Hamlin,
It was overseen by me, that you weren't the same persons, as I just confirmed the origin of the transmission. It seems like you even have changed the initially permitted armament of the ship.
I am afraid I did underestimate the damage caused by a transport ship ramming a cruiser. I thought one of your crewmen stumbled on the impact and accidently dropped a part of some new sensor node or such.
While I am aware of the prices of research equipment I am surprised how a transport could cause such an massive amount of damage to an way better armored vessel. Considering the visual data provided by you the USI vessel was the only one which suffered from hull damage, which is just like I would expect it.
Usually your ship should be designed to sustain the stress caused by a hyper jump as well as collisions with various asteroids or scrap found sirian wide. This raises the question for me whether your ship was even configured properly.
Therefore further explanations and details are required from you:
1. Explanation how a transport vessel was able to damage your ship severely while your shields were operating at 100%.
2. Explanation how you have protected your sensitive equipment from being damaged by Asteroids, Radiation and such.
3. Your claims of the damage need to be backuped further. Please provide visual data of the outer hull, the location of the antennas and the damage caused by the ramming.
Don't get me wrong, but I need to have all the data as I can't just demand a high compensation payment from USI without sufficient rationale. Depending on the the total net worth of the damage caused I might even have to hand over this incident to the chiefs. The mentioned price of the replacement array is crucial in this case. Please contact your partners to get the quote on the price as soon as possible.
**Incoming Transmission**
Comm ID: Owen Hamlin, Phoenix Research Vessel
' Wrote:Therefore further explanations and details are required from you:
1. Explanation how a transport vessel was able to damage your ship severely while your shields were operating at 100%.
2. Explanation how you have protected your sensitive equipment from being damaged by Asteroids, Radiation and such.
3. Your claims of the damage need to be backuped further. Please provide visual data of the outer hull, the location of the antennas and the damage caused by the ramming.
Don't get me wrong, but I need to have all the data as I can't just demand a high compensation payment from USI without sufficient rationale. Depending on the the total net worth of the damage caused I might even have to hand over this incident to the chiefs. The mentioned price of the replacement array is crucial in this case. Please contact your partners to get the quote on the price as soon as possible.
In the evidence, please look at the repair bot count displayed on the HUD of the external view. It will show
a lower count (562/600), which was attributed to using the emergency nanobot repairs to stabalize the
damaged support. The Universal Ships captain i assume chose not to employ said nanobots, probably due
to the fact that his ship is larger, and its...well its a cargo ship. The Phoenix is a research vessel, the first
priority of the ship is to house lots of scientific equipment. the C5 Liberty Transport is a Armored Transport,
so logically the main purpose in the design is armor and lots of it, while maintaining a high bulk cargo bay.
I am guessing that you have never seen a Corvo class cruiser, but as far as I can tell, the Bison is at least
1.5 times bigger than a Corvo class cruiser.
Large objects such as a ship will pass through a shield with no problem, which is what I think a major fault
in the technology. The Science teams disregard it as a priority, but I digress. Smaller asteroids can be
deflected with standard cruiser shields. The External antennas are made of resiliant alloys that can absorb a
higher ammount of radiation, but a sudden impact (such as a ship) ramming said antenna arrays is not
something you can absorb. A example. Imagine a slim piece of balsa wood is the scanner antenna. Water
won't do much damage, it can be shrugged off. apply blunt force to it, such as your hands snapping it, it will
break.
I am not a ship manufacturer, nor do I specialize in repairs.
-Owen Hamlin
**Transmission complete**
Power does not corrupt. Fear corrupts... perhaps the fear of a loss of power.
<div align="right]Sender ID: LPI-D.Dusentrieb[S]
Sender Location: Planet Manhattan, New York System
Thank you for your illustrative example Captain Hamlin.
While your remarks were more or less satisfactory regarding point 1 and 2, I still need some visuals of the broken antenna as well as the possible costs for a replacement.
It looks there are no other open points left to investigate. The facts are rather clear. So the only outcome I can foresee from now on, is that USI will have to make up for the costs of your new antenna.
For the future I would like to recommend you to get a better insurance. Damaged property will get replaced by your insurance company while on the other hand your insurance company has the right of recourse against the one which has caused the damage.