EDIT: I've tried many different textures, and I'm afraid I never like the end result. I think I'll probably end up simply removing the cracks as well, seeing as I wanted the banner to be more or less simple. Added more transparency to the reflection, though:
THEY TOLD ME I COULD BE ANYTHING SO I BECAME A SIGNATURE PLS HLP
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Mephistoles
The background is good, has a nice old West feeling to it, but I think you oughtta change the font. It's usually used more as a baseball jersey type of font.