I have also been on the other side of this a while ago. I was just leaving malta in my "trader" who at the time only flew a camara, with a hold full of cardimine. now when i got to omicron beta, a corsair (who's name i actually can't remember) asked me for 3mill. now i only had 300k in my neural net, and i told him this, requested to trade, and he said i was lying and that i had loads more cash i was just tight fisted, then blew me up.
now i think i may have just been on the receiving and of some rather D*ckwad-ish behavior, but this is far closer to the issue that this thread needs to address, how we treat wealthy traders in large transports is fairly irrelevant provided its done in rp. its the little guys who will feel the hit of a couple of million far worse than someone like morrigan with his 80mill+ in his account.