Yes I've always said its dumb but I realise that its necessary to make people actually mine.
As an alternative, you could add 20K onto the buy and sell prices of the refined metals you buy on stations, such as gold, silver, h-fuel ect. then add a bit more onto all their sell prices. This would make em more expensive than ore, but due to the fact that the buy price has been upped aswell, they wouldnt be more profitable, so people would still mine. The extra bit added onto the sell price would be to balance out the higher risk from carrying the more expensive refined metal, making it a bit more profitable than now, so people still trade it.
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