I DO NOT like losing all my ammo, nanobots, and shield batteries.
I feel VERY strongly against this, and most likely would leave the server if this happened. (I die too much for one....)
I am in favor of what it is now; loose equipment, and commodities.
As for money.... Around 5000 credits. Thats enough to put some weapons on a starflier, but not enough to get the next ship up. At least I think.