it is very simple, and i dont know why all the fuss....
Terrorist like xeno or blood dragons or phantoms can kill traders without money demand...terrorists are fighting for cause, not for money...so killing a trader is terrorist act and not pirating...terrorist act, with final goal to weaken enemies economy and cut its trade...i have terrorist char and it isn't mindless killer...all of his actions are calculated...IMO no rules should be changed on this matter