Roleplay a milionaire. Get a fancy yacht, no armor, no weapons to make it fun. Have a lot of valuable and/or contraband stuff onboard. Bribe everyone. If two pirates asks for 2 million tell them you pay 20 for the one who kills the other. That sort of stuff.
I wish I'd have the patience and time you have for minig. Well, roleplaying a homeless who has problems to refill his bots after a fight is equaly fun.