The Economy of Loss

[Hielor]

I don't see the two as being mutually exclusive?
You think that would really happen? I mean, the player base here is a) more fragmented b) fewer in number and c) better acquainted with one another so I'm not convinced that Discovery would turn into a Goonswarm Blobfest haha. I think there's a great community that has been built here, one that lends itself to this kind of dynamic a lot more then the cold universe of EVE.

Just because people know each other better on Discovery doesn't mean that people are nice to each other.

Shiploss on death is a bad idea all around, as previously mentioned. However, I think it wouldn't be a problem if there was a much higher penalty for death than there is currently.

What about having ships respawn with some amount of damage to them? Or, since that can be worked around with nanobots, some kind of limitation where you have to pay X% of your ship's cost before you can get up and running again.

Make it like insurance--add another armor-like slot for "insurance papers," or just have it be something that sits in your hold. Get blown up without insurance? Pay 50% of your ship's value when you die before you can take off again. Spring for the top-level insurance? Pay 5% of your ship's value when you die.