The Economy of Loss

[Ukkoa]

Because, it's still a game.
Games are meant to be fun.
Oh and it's still freelancer, who does the same by itself.
We have the four-hour rule in which -none- of your characters can enter said system if you die.

There's already a set of rules in place to "punish" dying.

But there's already a ton of time (not just hours, for new players, often weeks) spent just getting your economy together, why make it worse?
You buy your capital ship and get it murdered by a lone bomber or something.
And have to cash out 130.000.000+ just to get your plans rolling again?

That's...
That's just mean.

I mean I can kill a pirate to be mean, but even I could never be that mean to anyone else.

And such a thing would REALLY open up for trolls.
They could try to murder you just to cripple you, the player, economically, over and over again.

Killing the fun? You don't want that.

Well I don't know if I'd go as far as to say you'd be 'killing the fun' but I definitely see where you are coming from! You don't think that if the penalty were higher, that you might take less risk when engaging your 'enemies' (from a RP perspective)? Wouldn't it make players form more cohesive strategies to avoid grievous losses like ones you've mentioned?