The reason for this is that players are making loans to people without a role play history here and then expecting the admin team to guarantee the loan. In the worst cases, people have repeatedly loaned money to a person who scammed them previously.
We will, at our discretion, sanction players for bad behaviour using under rule 1.2. For those of you considering scamming people, we will catch you.
In other words, chose the debtors carefully and report, report, fill every day a report, fun, fun, fun, fun. Seems that what you can achieve is that player being punished for scamming, but noone guarantees you the return of loaned sum; at all.