Loadouts are HIGHLY situational. No loadout will help you be good against every encounter. It really depends on your playstyle. If you have a good armor upgrade on that thing, go with cerbs and primaries and just tank the guy face to face.
If not, then kite and shoot from range.
--------------
PSA: If you have been having stutter/FPS lag on Disco where it does not run as smoothly as other games, please look at the fix here: https://discoverygc.com/forums/showthrea...pid2306502
----------
Depends on your style of fight, while I prefer a Cerberus loadout, I have seen others with one and even two mortars; sometimes missiles. A good armour will be beneficial along the Cerberus. And instead of mounting all secondaries, I would suggest to have two flaks and four secondaries. so that it gives the ship a chance over a solo bomber.