Explaining in teenage terms. Lets say you learn how to fly.
That allows the freedom to travel. However it brings the responsibility
of maybe having to get a job to pay for the ship or make sure
the ship is kept in good condition. etc.
Without responsibility & freedom simple luxuries may not exist.
I'm for placing people in factions at start, so they have a sense of belonging, after a month or so, they can freely leave and be independant. but i think that, for most indies, if you showed them a good functioning faction / corporation, they'ld stay in it. or go looking for a better one. Not fly solo