no loss on death means that with time you will get everything and moneymaking will disappear for you
mostly all people here just dont see that credits are a major part of gameplay that is lost for any rich player, 'cos you can farm billion, get all ships you need and forget about good half of the game environment, since you dont need to interact with it like trading/missions/mining
this also leads to lolwuttery in space since nothing will bother you if you get blown, no care or other logic in actions
as a beginning, probably only top stuff shoud be lost on death, not ship or credits, then time will tell if this was a good idea