Ooh... Beta 3, eh? Looks promising... 4.82 is shaping up to be awesome. But when you say that players can choose their starting credits, do you mean that players will get to start out with as many credits as they want? Isn't that a bit... unbalanced? I'm pretty sure there's something I'm not understanding there.
EDIT: Oh, nevermind. I see that that's a server option, not a client option. Okay, that makes sense.