It's a nice offer from Kazinsal, and no one is forced to use it. No "taking advantage" of anyone, so calm down. There might be reasons and issues that make people want to either have an additional secure backup or doesn't allow them to back it up safely for themselves. For those Kazinsal's offer is a very nice alternative. and 500k isn't really much once you have an ID filled with vessel registrations you really don't want to lose.